About

Risk Logic Inc. (RLI) is a consulting engineering company that provides Loss Prevention Services. Since 1997, we have been working in regions all over the world utilizing the most advanced and current standards.

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History

Risk Logic began in Hoboken, NJ back in 1997 when founder John Durante had the idea to start a business that could provide property loss prevention consulting services directly to the consumer. The goal was to provide experienced engineering consulting services that offered value. There would be no affiliation with large insurance companies or brokers, a completely unbundled company that could provide high-quality engineering at a reasonable cost to its customers.

One engineer in 1997 soon became two in 1998, and the growth continued through the ensuing years…

Today there are 62 engineers working for Risk Logic, which has expanded into a multinational company that provides property loss prevention services in all regions of the world. Our engineers average over 25 years’ experience, and most have previously worked for large HPR insurance carriers such as FM Global and IRI.

The company is run by four engineers from New Jersey who understand the ideas of value, experience, and working hard to achieve success.

Bios

John Durante
Rich Cardile
Evan Fitzgerald
Rob Morelli, P.E., CFPS

John Durante, P.E, ARM

John started Risk Logic in 1997 and has been working in the property loss control industry for 30 years. His prior experience included working for FM Global, Tokio Marine and Aon. He was able to combine his knowledge and expertise from all three industries (Engineering Consulting, Commercial Property Insurance and the Brokerage Industry) to build Risk Logic into a successful company.

“What’s important in running a business is providing quality service. Our customers seek us out. They hear from industry peers about Risk Logic. Providing a product utilizing highly experienced engineers that adds value…that’s what we do.”

Rich Cardile, P.E.

Rich started at Risk Logic in 1998 and has been working in the property loss control industry for 30 years. His prior experience included working at FM Global for several years. Rich’s work ethic and detail to engineering is unsurpassed and has made him a leader in the field of Property Loss Prevention. There is no question that goes unanswered by Rich, without the need for a tremendous amount of research. Rich is the Engineering Manager for Risk Logic.

Evan Fitzgerald., P.E., CFPS

Evan joined Risk Logic on January 1, 2019. He previously worked at FM Global for almost 10 years. Evan brings a fresh set of ideas to Risk Logic. His personality and positive attitude make him a favorite of all Risk Logic customers. Evan’s responsibilities include managing the company’s engineering network and providing technical review and guidance to ensure consistency and technical precision are achieved in all Risk Logic reports.

Rob Morelli, P.E., CFPS

Rob is our newest hire, starting with Risk Logic on January 1, 2020. He brings a wealth of experience to Risk Logic. Rob has worked at Liberty Mutual, AIG, Torus, GRC, XL and IRI and is one of the most respected engineers in our business. He has extensive computer and programming skills and has developed several desktop engineering and business applications throughout his career including Risk Management Information Systems that are customized to clients’ individual needs. Rob is a graduate of Villanova University and has an MBA from Rider University.

Company

Risk Logic (RLI) is a consulting engineering company that provides Property Loss Prevention Services.

Our engineers visit facilities to conduct a thorough review of process and natural hazards. This will include reviewing the Construction of the facility, the Occupancy hazards, how well the site is Protected and what Exposures exist externally as well as from natural catastrophes such as earthquake, windstorm, hail, and flood. This “COPE” approach to assessing risk within a facility is key. We review the COPE, Business Interruption Hazards and Preventive Maintenance Programs to determine the Risk Quality of the site. A company review is also performed to better understand the Company Risk Exposures. Analysis of risk grading, recommendations and loss expectancies allow for an in-depth review process that can provide meaningful insight on a company’s risk profile and appetite for risk retention.

Our engineers have an average of 25+ years’ experience. The majority have previous experience and training working as Property Loss Prevention Consultants for FM Global or IRI. Most are Professional Engineers or have their CFPS designation.

We focus on leveraging our experience and technical knowledge of FM 

Global and NFPA Standards to reduce risk and exposures at large commercial and industrial properties. Our business operations are set up on a global basis and our customer base consists of Insurance Brokers, Carriers and working directly with Insureds.

Our detailed technical report is accepted and respected by the insurance community because of its non-biased analysis and engineering detail.

Education and training in Property Loss Prevention are essential for the development of engineers in our field.  We stay current with new codes and updates to FM Global and NFPA Standards. Our staff is trained monthly on the newest technology and updated standards in our field.

Our business has been a successful operation because of our dedication to customer service and the quality engineering services that we provide for our customers. We like to think of our company as an extension of the Risk Management or Loss Control Departments for our clients.

We work closely with Insurance Companies, Brokers, Risk Managers and local Plant Managers and look beyond codes and Insurance Company requirements to help develop solutions that are practical, effective, and economical.