Property Loss Prevention (HPR)
All inspection requests are responded to within 24 hours. Rush inspections are always prioritized. We deliver expert property risk consulting and engineering solutions for commercial properties of any size. Our engineers, who average 25+ years industry experience at companies such as FM, IRI, and other large carriers. Our technical specialists perform comprehensive underwriting and loss control surveys, inclusive of COPE details, natural hazard perils, and potential business interruption exposures for all high-challenge occupancies.
HPR, or Highly Protected Risk, is a widely recognized term in the property insurance industry.
To qualify as an HPR facility, basic protection features must be in place for the buildingΓÇÖs Construction, Occupancy, Protection, and Exposure (COPE), along with safeguards against natural catastrophes like flood, wind, snow, hail, and earthquakes. Equally important is managementΓÇÖs commitment to maintaining and updating the facility, operations, and fire systems, often referred to as Human Element programs.
How does Risk Logic handle HPR facilities?
Risk Logic conducts comprehensive Property Loss Prevention inspections, reviewing key risk factors and providing a detailed report based on NFPA or FM standards. The inspection covers COPE, NatCat, and Human Element programs, with recommendations offered for areas not meeting industry standards, local codes or internal requirements. All reports are accessible in real time via our RMIS portal.
Our team of engineers, with an average of 25+ years of experience in HPR services, stays up-to-date with the latest standards to effectively handle any occupancy.
Our engineers bring top-tier experience from FM and IRI, providing unmatched risk engineering solutions and property risk consulting.
Staying current with SFPE, NFPA, and major HPR insurers, they lead in loss prevention consulting services, underwriting and loss control surveys, and unbundled risk assessments, having completed thousands of inspections and reports.
Our engineers are expertly trained to handle complex and specialized hazards and exposures.
All HPR Risk Reports include risk scoring to assist with benchmarking and prioritizing risk improvement efforts.
We provide tailored training seminars to equip plant personnel with essential skills for proactive risk management and effective implementation of risk engineering strategies.
Building Valuation Analysis
We provide precise property valuations using an industry-leading online service, integrated into our expert Property Loss Prevention surveys. These valuations support underwriting and insurance needs.
Natural Catastrophe Analysis
Risk Logic engineers specialize in Windstorm, Flood, and Earthquake Analysis, providing expert data collection for RMS modeling to accurately assess and manage your natural catastrophe risks. Our risk engineering team ensures comprehensive evaluation of exposures and makes appropriate recommendations to protect your facility and help prevent interruptions to your operations.